Short-Term Rental

Short-Term Rental Loans

Financing for investment single family properties (1-4 units) where repayment is to be supported by cash flow from short-term rental operations. Specialized service where funding requirements can be met with 12 months of short-term rental history or market rents.

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The short-term rental program can open the door to financing properties that are not eligible for traditional mortgages or long-term rental loans. The short-term rental history of 12-months can satisfy one of the requirements for funding.

Interested in 5+ unit Multifamily financing with long-term leases? Learn More HERE.

Loan Size $400,000 – $4,000,000
LTV Max / DSCR Min 75% / 1.10x
Rate Considerations Dependant on LTV, Debt Yield, DSCR, and Borrower Experience. Contact Us for a Quote.
Term 5, 7, or 10 Years. Extensions negotiable.
Amortization 25 or 30 years
Property Types Individual or Small Portfolios of Investment Residences (No Owner or Owner-Related Occupants)
Prepayment Premiums Locked at half term, opens at 3-5 pts declining.
Recourse Full
Minimum Credit Score 620
Lender Fees 0-2%
Borrower Experience Required
Requirements 12 months of rental income (Without 12 months rental income, lower of market rent or current lease)

Learn more about the Stronghill Short-Term Rental loan program.

Stronghill’s innovative lending service offers a predictable process leading to certain results that everyone can rely upon - deal after deal.