Investment Residential

Investment Residential

Financing for investment single family rental properties (1-4 units) where repayment is supported by DSCR from rental operations. We offer pooled portfolio loans and single asset loans.

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Investment Residential

We offer loans on single-family residential rental properties with long-term leases where repayment is to be supported by cash flow from rental operations. Our investment residential financing focuses on existing, stabilized, non-owner occupied 1-4 unit residences, either as single-assets or pooled portfolios within the same area.

Interested in 5+ unit Multifamily financing? Learn More HERE.

Portfolio or Single-Asset Real Estate Loans

Loan Size $400,000 – $4,000,000 (Min Loan Per Property $150k if Portfolio)
LTV Max / DSCR Min 65% (70% Case by Case) / 1.20x
Debt Yield Minimum 9.0%
Rate Considerations Dependent on LTV, Debt Yield, DSCR, and Borrower Experience. Contact Us for a Quote.
Term 5, 7, or 10 Years. Extensions negotiable.
Amortization 25 or 30 years
Property Types Rental 1-4 Unit Single Family Residences (No Owner or Owner-Related Occupants)
Prepayment Premiums Locked at half term, opens at 3-5 pts declining.
Recourse Full
Minimum Credit Score 620
Deposits and Fees Variable. Contact us for details.
Loan Reserves 12 Months of PITI Reserves required.
Borrower Experience Required

Learn more about the Stronghill Investment Residential loan program.

Stronghill’s innovative lending service offers a predictable process leading to certain results that everyone can rely upon - deal after deal.