Short-Term Rental

Short-Term Rental Loans

Program for investment single family properties (1-4 units) where repayment is to be supported by cash flow from short-term rental operations. Specialized product where funding requirements can be met with 12 months of short-term rental history or market rents.

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Close more deals on short stay properties

The short-term rental program can open the door to acquiring properties that are not eligible for traditional bank financing or long-term rental loans. The short-term rental history of 12-months can satisfy the requirements for funding.

Loan Size $250,000 – $3,500,000
LTV Max / DSCR Min 75% / 1.10x
Rates 4.500%+
Rate Adjustments Loan Size, Credit Score, DSCR, Prepay, Property Type, Cash Out, Reserves, and Interest Only
Amortization / Term 5, 7, 10-Year Hybrid (ARMS)
Prepayment Premiums Descending
Property Types Individual or Small Portfolios of Investment Residences (No Owner or Owner-Related Occupants)
Recourse Required
Minimum Credit Score 620
Lender Fees 0-2%
Borrower Experience Required
Requirements 12 months of rental income (Without 12 months rental income, lower of market rent or current lease)

Learn more about the Stronghill Short-Term Rental loan program.

Stronghill’s innovative lending programs provide capital for unmatched real estate financing without the time, paperwork, and uncertainty of other financing.