Investment Residential

Investment Residential

Alternative to Bank

Affordable programs for investment single family properties (1-4 units) where repayment is to be supported by cash flow from rental operations and personally from the borrower. Programs include a pooled portfolio product for SFR aggregators and a stabilized 30-year program.

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Investment Residential

Next level investment residential programs

Specialty programs for seasonal or short-term rental properties as well as fix and hold or fix and flip properties where repayment is to be supported by cash flow from rental operations and personal cash flow from the borrower.

The investment residential program can provide loans on many properties that are not eligible for bank financing. Customized lending solutions are available when bank loans are unsuitable or unattainable.

Portfolio Loan Details

Loan Size $500,000 – $5,000,000
LTV Max 75%
Rates 6.00%+
Rate Adjustments Term, Recourse
Amortization / Term 5, 7, 10-Year Fixed Rate/Term, 30- Year Amortization. I/O Considered
Prepayment Premiums Descending % (3/2/1 on a 5-Year Fixed)
Property Types Pooled Rental Single Family Residences (No Owner or Owner- Related Occupants)
Recourse Required (Unless Bought Out)
Minimum Credit Score 660
Lender Fees 0-1%
Borrower Experience Required 1 Year
Underwriting 30-Day Seasoning

Stabilized Investment Details

Loan Size $150,000 – $5,000,000
LTV Max 80% (75% on Refis)
Rates 6.25%+
Rate Adjustments Loan Size, Prepay, Lease Status
Amortization / Term 5, 7, 30-Year Fixed Rate, 30-Year Amortization/Term
Prepayment Premiums Descending % (4/3/2/1 on a 5-Year Fixed)
Property Types Individual or Small Portfolios of Investment Residences (No Owner or Owner-Related Occupants)
Recourse Required
Minimum Credit Score 640
Lender Fees 1-2%
Borrower Experience Required 1 Year
Underwriting No Tax Returns or Personal DTI, 30-Day Seasoning

Alternative to Bank

Stronghill’s innovative Alternative to Bank (A2B) programs provide capital to borrowers seeking unmatched real estate financing without the time, paperwork, and uncertainty of bank loans.

Learn more about the Stronghill Alternative to Bank Investment Residential loan program.

Whether you're looking to refinance an existing property or start something new, Stronghill Capital has a loan that will fit your needs.