Commercial and Multi-Family Loan Programs

Commercial and Multi-Family Loans

Alternative to Bank

Loan programs for commercial properties or properties with five or more attached residential units. Dual programs available to best suit client needs, which offer flexible terms or faster underwriting.

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We've got you covered for commercial and multi-family property lending

The Stronghill Fast and Flex commercial and multi-family loan programs are designed for small balance commercial real estate investment properties such as office buildings, retail space, warehouses, and many special purpose buildings as well as 5+ multi-family properties.

 

The Fast loan program

Wholesale channel product secured by commercial or 5+ multi-family real estate with faster closes and streamlined underwriting.

Loan Size $300,000 – $2,500,000
LTV Max / DSCR Min 75% / 1.20x
Rates 5.5%+
Rate Adjustments Credit Score, Loan Size, Market Size
Amortization/Term 5, 7, 10-Year Fixed Rate, 30-Year Amortization/Term
Property Types Multi-Family (5+ Units), Mixed Uses, Office, Retail, Light Industrial/Warehouse, Automotive, Daycare Facility, Self-Storage, Commercial Condo, Mobile Home Parks
Prepayment Premiums Descending Step-Down Prepayment
Recourse Required (Limited Available)
Minimum Credit Score 660
Lender Fees 0-2%


 

The Flex loan program

Wholesale channel product secured by commercial or 5+ multi-family real estate with competitively priced near-bank rates and flexible options on rates and terms.

Loan Size $500,000 – $3,500,000
LTV Max / DSCR Min 70% / 1.30x
Rates 5.125%+; Rate Buy-Downs 0.375% for 1% (max 2%)
Rate Adjustments Credit Score, Loan Size, Market Size
Amortization/Term 5, 7, 10-Year Fixed Rate, 30-Year Amortization/Term
Property Types Multi-Family (5+ Units), Mixed Uses, Office, Retail, Light Industrial/Warehouse, Self-Storage, Commercial Condo, Mobile Home Parks
Prepayment Premiums Descending Step-Down Prepayment
Recourse Required (Limited Available)
Minimum Credit Score 660
Lender Fees 0-2%

Alternative to Bank

Stronghill’s innovative Alternative to Bank (A2B) programs provide capital to borrowers seeking unmatched real estate financing without the time, paperwork, and uncertainty of bank loans.

Learn more about the Stronghill Alternative to Bank Commercial and Multi-Family loan programs.

Whether you're looking to refinance an existing property or start something new, Stronghill Capital has a loan that will fit your needs.