Terms and Overview

Typical Transaction Terms

Current as of September 25th, 2018

Loan Type: Landlord or business loans on non-owner occupied residential
Loan Amount: $50,000 to $20,000,000
Property Value: Minimum combined value of $150,000
Loan Terms: Amortizing loans from 1 to 30 years, Interest-Only loans up to 2 years
Stronghill Origination Fees: Varies by loan amount
Loan-to-Value: Generally a max of 70% LTV, but some programs up to 80% / 50% max LTV on raw land (not available in all states)
Interest Rates: Starting around 6.5%, both fixed and hybrid products
Income Producing? Any
Credit History: Any
Citizenship: We work with foreign nationals
Bankruptcy/Receivership: OK
Inconsistent Income: OK

 

Click through to read more about our rates and terms.

 

Loan programs

We offer two loan programs for borrowers.

Stronghill Single Family Residence

Single family residence (1-4 units) loans for rental homes, condos and townhomes. Stronghill has programs tailored for you or your clients to expand a rental portfolio.

Read more about the Stronghill Single Family Residence loan program.

Stronghill Multifamily

Grow to new property heights with a Stronghill Multifamily loan. Attached residential living with five or more units qualify. Multifamily properties can be the next level for you or your clients’ holdings.

Read more about the Stronghill Multifamily loan program.

Stronghill Commercial

The Stronghill Commercial loan program is for acquiring, rehabbing, or getting cash out of commercial properties such as warehouses, office buildings, retail stores, and other buildings with commercial use.

Read more about the Stronghill Commercial loan program.

Stronghill Asset Based

The Stronghill Asset Based loan program provides financing to borrowers that may not otherwise qualify for loans on their property due to self-employment, no seasoning, poor credit, nationality, or any other reason. If you have a good property generating income, our Asset Based loan program is for you.

Read more about the Stronghill Asset Based loan program.